What are the benefits of owning mutual funds? Emeriti Retirement Health Solutions is not an insurance company, insurance broker or insurance provider. W. Hulitt Gloer, Ph.D.,Professor of Preaching and Christian Scriptures. (1965-1992)B.A., Baylor U.; M.A.,ibid. Strategic Plan 2024-2028; Strategic Plan 2012-2017; Strategic Plan 2006-2011; Informatics and Information Technology Strategic Roadmap; . (1966-2000)B.A., Wake Forest U.; B.D., Southeastern Baptist Theological Seminary; Th.M.,ibid. First, think about how far off retirement is. (1986-2020)B.S.E., Ouachita Baptist U.; M.S., Southern Methodist U.; Ph.D., Memphis State U. Kenneth T. Wilkins, Professor of Biology (1983-2022)B.A., U. Texas at Arlington; M.A., Texas A&M U.; Ph.D., U. of Florida. Your financial well-being is TIAA's top priority and we are committed to helping you make informed decisions. I have a form requiring notarization. (1971-2001)B.A., Howard Payne College; M.A., U. of Oklahoma; Ph.D.,ibid. Please refer to your contract or certificate for full details or contact us at. (1989-2002)B.A., U. of Texas; M.A.,ibid. Substance Abuse View All Clinical Trials General Inquiries Call today to schedule an appointment or fill out an online request form. Otherwise, mutual funds and annuities are treated very similarly when offered as part of your employers retirement plan. Contact your HR Benefits Office for additional information and assistance. (1965-1969, 1980- 1996)B.S., U. of Mary Hardin-Baylor; M.S., Texas Womans U.; Ph.D.,ibid. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. I'm passionate about genetics, data science, and technology. If requested before 2 p.m. you will receive a response today. Edwin P. Oxford, Ph.D., Professor of Mathematics. . Martha L. Sanford, Ph.D., Associate Professor of Nursing. (1974-2006)B.M., U. of Illinois; M.S. Franklin Potts, Professor of Finance (1968-2021)B.B.A., Baylor U., M.S., ibid. Baylor Retirement Plan Policy - BUPP 461; Baylor Retirement Plan (BRP) Summary of Plan Provisions; 2022 Annual Notice of Right to Participate in 403(b) 403(b) Plan Guide for 2022; Eligibility Requirements. Login now. Emeritus Faculty | Office of the Provost | Baylor University ; M.F.A., Cranbrook Academy of Art. Deposit and lending products and services are provided by TIAA Bank, a division of TIAA, FSB. ), Seinan Gakuin U. John A. (2001-2012)B.S.N., Valdosta State U.; M.S.N., Troy State U.; D.S.N., U. of Alabama, Birmingham. ;ibid. Baylor College of Medicine Senior Coordinator, Research Compliance Job Barbara and Corbin J. Robertson, Jr. Presidential Award for Excellence in Education, Ben and Margaret Love Foundation Bobby Alford Award for Academic Clinical Professionalism (Center for Professionalism), Norton Rose Fulbright Faculty Excellence Award, Faculty Awards for Excellence in Patient Care. *Investment advice is available through TIAA using an advice methodology from Morningstar Investment Management, LLC. E. E. Schroeder, M.Ed., Associate Professor of Health, Human Performance and Recreation. Western Illinois U.; M.S., U. of Missouri, Rolla; Ph.D.,ibid. (1978-2011)B.S., U. of Texas; M.A.,ibid. Baylor College of Medicine Requirements, Tuition, and More Patricia W. Cook, M.F.A., Professor of Theatre Arts. Institution makes . Strive for a smart balance of aggressive and conservative investments that fit your needs. Call today to schedule an appointment or fill out an online request form. You can also contact us online. Equal Housing Lender. Investment in variable products is subject to the risks associated with investing in securities, including loss of principal. Letter of Request from head of Academic Unit that includes a summary of the candidates contributions to the College, 2. (1963-1995)B.A., Cornell U.; M.S.,ibid. Juanita G. Price, M.S., Associate Professor of Nursing. Sandra J. Genrich, Ph.D., Professor of Nursing. (1969- 2003)B.A., Louisiana State U.; M.A.,ibid. Login now. (1981-1998)B.S., Texas A&M U.; M.S., Arizona State U.; Ph.D.,ibid. William Thomas, Professor of Accounting and Business Law and Master Teacher. PPTX Baylor College of Medicine - Kenyon College Taxes and penalties may apply. Baylor College of Medicine and Department Summary: Baylor (www.bcm.edu) is recognized as one of the nation's premier academic health science centers and is known for excellence in education, research, and healthcare and community service. James Breckenridge, Ph.D., Professor of Religion. (1985-2005)B.B.A., Baylor U.; M.S., Oklahoma State U.; Ph.D., Michigan State U. Maxine B. Hart, Ed.D., Professor of Information Systems. *Guarantees are subject to the claims-paying capability of the insurer. (2004-2020)B.S., Tarleton State U.; M.Ed., ibid. Baylor Clinician Resources provides access to an evolving learning library including On-Demand activities for your convenience that are fully indexed to provide faceted search returns to facilitate locating education for just-in-time learning; support for developing accredited educational programming, resources for professional growth, and an index of clinical trials. Supporting professional development, academic progression and career advancement of Baylor College of Medicine faculty members through their faculty life cycle; Enhancing faculty effectiveness as educators, clinicians, investigators, administrators and leaders; Partnering with the departments, College leaders and the Faculty Senate. Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. View your investment options withTIAA here. (1956-1995)B.S., Auburn U.; M.A., U. of Alabama. Who would benefit most from owning mutual funds? (1990-2015)B.A., Wichita State U., M.A., Western Washington State U.; Ph.D., U. of Illinois. MyChart - Login Page Learn what plans allow eligible employees to do. Judith W. Lott, D.S.N., Professor of Nursing. This plan allows you to receive a cash withdrawal. Thomas R Hunt, III, MD, DSc, FACHE Hand/Wrist/Elbow Surgeon - Educator, Author, Innovator - Fmr. Frauke A. Harvey, Ph.D., Professor of German, Russian and Japanese. Review your Welcome Kit carefully to verify the information is correct, including investments and beneficiary information. Wallace L. Daniel, Jr., Ph.D., The Ralph L. and Bessie Mae Lynn Professor of History. This practice is called "revenue sharing". If you have not enrolled in the 403(b) Tax-Deferred Investment Plan within 45 days from your date of hire, you will be automatically enrolled in the Plan at a contribution rate of 3% of your pretax eligible earnings. Helen Harris, Ph.D., Associate Professor of Social Work. The information herein is general in nature and should not be considered legal or tax advice. Mary L. Herrington, Ed.D., Associate Professor of Curriculum and Instruction. (1979-2020)B.S., U. of Houston; M.S., ibid. Charles H. Talbert, Ph.D., Distinguished Professor of Religion. (1972-2006)B.A., Baylor U.; B.D., Southwestern Baptist Theological Seminary; M.A., Baylor U.; M.A., Cornell U.; Ph.D.,ibid. Mary Ellen Davenport, M.S., Assistant Professor of Nursing. (1980-2013)B.S., College of Idaho; M.S., Baylor U.; Ph.D.,ibid. Robert H. Ray, Ph.D., Professor of English. (1983-2003)B.S., Eastern New Mexico U.; M.S.,ibid. (1973-2008)B.S., Oklahoma Christian U. of Science and Arts; M.A., North Texas State U.; Ph.D., U. of Missouri. Each is solely responsible for its own financial condition . Faculty Development - Baylor College of Medicine Thomas R Hunt, III, MD, DSc, FACHE - LinkedIn ; M.Div. Johanna Guenther, Ph.D., Associate Professor of Nursing. Dr. Irwin Yellowitz Last Updated: 04/08/2019 14:37. Consider contributing to annuities1 that offer growth opportunities while your're saving and monthly income thats guaranteed for life when you retire. Students. The amount you withdraw will reduce your lifetime annuity income accordingly. Learn about the plan basics, including eligibility, and investment options available through Fidelity and TIAA for Baylor College of Medicine retirement plan(s). Protecting your retirement savings through guaranteed annuities. Richard Shanley, D.M.A., Professor of Music. Annuities are designed for retirement and other long-term goals. However, diversification doesn't guarantee against loss. may. schedule an appointment with a TIAA investment professional or attend a seminar. Baylor College of Medicine, one of the top-ranked medical schools in the country, is well known for its exceptional, innovative, and collaborative research environment. Randal L. Vaughn, Ph.D., Professor of Information Systems. Call 713-798-1000 Monday - Friday 8 a.m. - 5 p.m. ONLINE Request Now Request non-urgent appointments Find a Physician Martha J. Bradshaw, Ph.D., Professor at Louise Herrington School of Nursing. Lewis M. Barker, Ph.D., Professor of Psychology and Neuroscience. (2004-2020)B.A., Kent State U.; M.Div. It is possible to lose money by investing in securities. (1981-2015)B.S., East Carolina U.; M.A.,ibid. (1978-2016).B.A., U. of California at Los Angeles; M.A.,ibid. Institute for Clinical & Translational Research, Feedback - Meeting the Obligation to Our Learners, Compact Between Teachers, Learners, and Educational Staff, Office of Title IX and Gender Discrimination, Comprehensive Academic Management System (CAMS), Faculty Performance Assessment and Development Planning, National Council for State Authorization Reciprocity Agreements, Coach Training for Healthcare Leaders Program. Call 713-798-1000 Monday - Friday 8 a.m. - 5 p.m. ONLINE Request Now Request non-urgent appointments Find a Physician If you do not maintain a Retirement Choice and/or Retirement Choice Plus account and therefore no TIAA Plan Servicing Fee was assessed, your investment revenue share credit will be reduced by the amount of the fee inorder to cover plan administrative services expenses. (1989-2004)B.F.A., Drake U.; M.A., U. of Iowa; Ph.D., U. of Texas. Lane G. Collins, D.B.A., Professor of Accounting. No, there is no tax advantage to owning variable annuities or mutual funds in your TIAA-funded retirement plan. Min., Chicago Theological Seminary; Ph.D., ibid. (1965-2000)B.M., Indiana U.; M.M.,ibid. General administrative services include recordkeeping, legal, accounting, consulting, investment advisory and other plan administration services. As you get older, youll likely want to shift to conservative investments with lower risk. An annual TIAA Plan Servicing Fee of $191 is assessed if you maintain a Retirement Choice and/or Retirement Choice Plus account. To submit an abstract - Aug. 14, 2023 by 5 p.m. Poster Presentation - Sept. 15, 2023 Guarantees are based on the claims-paying ability of the issuer. (Hon. Actual account balances will be determined by the contributions made and any investment gains or losses. Baylor College of Medicine contributes 8% of your base annual earnings to the plan. 2. Plan to save at least enough to cover the essential and inevitable expenses, like healthcare, long after you retire. Paul A. McCoy, M.F.A., Professor of Art, Ceramist-in-Residence and Director of The Allbritton Art Institute. Contribute the maximum annual amount to your retirement savings. D.E. Baylor College of Medicine has 723 full-time students (52.6 percent female / 47.4 percent male), 2,447 full-time faculty, and a faculty-student ratio of 3.4:1. ; Ph.D.,ibid. (1981-1997)B.A., Baylor U.; M.A., Southern Methodist U.; Ph.D., Texas Womans U. Phyllis S. Karns, Ph.D., Professor of Nursing. (1968-2011)B.S., Tennessee Technological U.; M.S., Auburn U.; Ph.D.,ibid.Jim Ellor, Professor of Social Work. Bob E. Patterson, Ph.D., Distinguished Professor of Religion. ; M.S., ibid. (1989-2017).B.A., Baylor U.; M.R.E., Southwestern Baptist Theological Seminary; Ed.D., U. of North Texas. (1966-2020)B.A., Baylor U.; J.D., ibid., L.L.M., U. of Michigan. (2000-2016)B.A., Georgetown College; Ph.D., U. of Texas. David W. Eldridge, Ph.D., Professor of Biology. . ; Ph.D., ibid. (1982-2018)B.S., Baylor U.; M.S., ibid. (1977-2020)B.A., Vanderbilt U.; M.A., Emory U., Ph.D., ibid. Naymond H. Keathley, Ph.D., Professor of Religion. Southern Baptist Theological Seminary; Ph.D.,ibid. ; Ph.D.,ibid. ibid. Professional development opportunities are available for every stage of your career. (1975-2019)B.A., Ohio State U.; M.A.,ibid. Investment decisions should be made based on the investors own objectives and circumstances. (1981-2006)A.B., U. of Kentucky; M.S., Purdue U.; Ph.D., Vanderbilt U. Robert C. Roberts, Ph.D., Distinguished Professor of Ethics in Philosophy. (1974-2021).B.A., U. of Oklahoma; J.D.,ibid. As a Baylor Medicine patient, you'll have access to exclusive clinical trials, leading-edge procedures, and the brightest minds in medicineall working together to provide you with more options . Joseph A. McKinney, Ph.D., Emeritus Professor of International Economics and Senior Research Fellow in the McBride Center for International Business. (1981-83, 1985-2001)B.S.N., U. of Texas, Arlington; M.S.N.,ibid. ; Ed.D.,ibid. Charles M. Tolbert, Ph.D., Professor of Sociology. (1981-1997)B.S., U. of Kentucky; M.B.A., Syracuse U.; Ph.D., U. of Pennsylvania. Deposit and lending products and services are provided by TIAA Bank, a division of TIAA, FSB. The office is committed to fostering an environment in which faculty can develop, succeed, and realize their full professional potential. (1968-1989)B.S., U. of North Texas; M.S.,ibid. (1972-2000)B.A., Occidental College; M.A., Florida State U.; Ph.D.,ibid. Owning mutual funds can reduce risk through diversification and professional management, and allow you to potentially invest in a broad range of asset classes U.S. and non-U.S. stocks, bonds, and real estate with smaller amounts of assets. Steve Driese, Professor of Geosciences (2004-2022)B.S., Southern Illinois U.; M.S., U. of Wisconsin-Madison; Ph.D., ibid. TIAA-CREF Individual & Institutional Services, LLC serves as a broker-dealer with respect to underlying mutual funds only, and does not offer, market or sell interests in such plans or otherwise provide broker-dealer services with respect to the interests in such plans. Aim to contribute this much (which can include contributions from your employer, if available) throughout your entire working career. ; Ph.D., U. of Florida. R. Michael Rogers, J.D., Professor of Law. Think about using the Retirement Advisor ToolOpens in a new window to get more insights or call one of our experienced financial consultants to discuss more options at 800-842-2252. (1981-2000)B.S., U.S. Military Academy, West Point; M.S., Rensselaer Polytechnic Institute; Ph.D., Arizona State U. Steven R. Eisenbarth, Ph.D., Professor of Electrical and Computer Engineering. Baylor College of Medicine | Home - TIAA Fidelity Investment Options. | A tax-free way to pay for other qualified out-of-pocket medical expenses - the Emeriti Reimbursement Benefit. Bruce Berg, D.M.A., Professor of Violin. How do I find an online Notary? ; Ph.D.,ibid. ; Ph.D.,ibid. Generally speaking, riskier investments should be made when youre younger, so you have plenty of time to potentially recoup losses. (1976-1991)B.A., U. of Northern Iowa; M.S.E., Drake U.; Ph.D., Iowa State U. James L. Williamson, Ed.D., Professor of Educational Leadership and The Fred and Edith Hale Emeritus Professor in Education. These contributions will be automatically invested in the State Street Target Retirement Funds Class K with Fidelity unless you choose another investment at Fidelity or TIAA. Have an edit or suggestion for this page. Patricia W. Prewitt, Ph.D., Professor of Educational Psychology. Make a selection before beginning enrollment. Non-tenured faculty members at the rank of professor (non-tenured), associate professor (non-tenure track), voluntary clinical professor, and voluntary clinical associate professor with at least 10 years of exemplary service to the College may be eligible for an Emeritus appointment upon retirement and upon recommendation of the head of the Academic Unit in which the candidate has his or her primary appointment and formal action of the Faculty Appointments and Promotions Committee, the Academic Council, the president, and the Board of Trustees. Patients may choose to wear a mask, or request that staff or physicians wear a mask while in the exam room. The Office of Faculty Affairs & Faculty Development provides learning programs, conferences and other resources for Baylor faculty members. Resources. Over the course of a year you pay for services like record keeping. ; Ph.D., Texas Woman's U. Helen Shanley, M.M., Professor of Music. If requested before 2 p.m. you will receive a response today. Lawrence G. Felice, Ph.D., Professor of Sociology. During enrollment, once you choose your contribution amount, you can direct your contributions to a range of investment options. The Academy of Distinguished Educators sponsors two events a year: Annual Academy of Distinguished Educators Showcase of Educational Scholarship, Norton Rose Fulbright Educational Grant Fund. We offer the following education training programs for Baylor faculty members. Sue Margaret Hughes, Ph.D., Professor in University Libraries. Generally, you must show an immediate, significant need that cannot be met with other resources, including loans from your retirement plan. Each of the foregoing is solely responsible for its own financial condition and contractual obligations. When you enroll online, you create an individual account where you can view your balances, change your investment mix, make transfers and other transactions. ; LL.D. ; Ph.D., U. of South Florida. Associate Professor of Otolaryngology, New York Medical College. (1970-1987)B.S.N., U. of Pittsburgh; M.S., Texas Woman's U. William V. Davis, Ph.D., Professor of English and Writer-in-Residence. Many participants enjoy the diversity of investing in mutual funds in their retirement plans. Tenured professors with at least one year of service at BCM and tenured associate professors with at least 10 years of service at BCM and who have remained on active status until retirement may be eligible for "Emeritus" appointment upon retirement following recommendation by the head of the Academic Unit in which the candidate has his or her primary appointment and upon formal action by the President and the Board of Trustees. (1978, 1980-2013)A.B., College of the Holy Cross; Ph.D., Tulane U. Michael N. Cassell, Ph.D., Associate Professor of Accounting. (TIAA) and College Retirement Equities Fund (CREF), New York, NY. (1980-2020)B.A., U. of Houston; M.A., ibid. (1962-2000)B.S., Baylor U.; M.S.,ibid. (2000-2015)B.A., Wichita State U.; B.D., Yale U.; M.A., Wichita State U.; Ph.D., Yale U. William C. Robinson, M.M., Associate Professor of Music. Keep in mind: You may need to complete the required form found at Baylor College of MedicineOpens in a new window to tell your employer how much money you want taken out of each paycheck. Our Premedicine Program is designed for those students who desire to attend medical school upon undergraduate degree completion. Sharp, Ph.D., Professor of Curriculum and Instruction. (1985-2020)B.A., U. of California; M.S., ibid., Ph.D., ibid. William Hair, Associate Professor and Associate Dean and Director, Central University Libraries (1994-2021)B.S., U. of Tennessee; M.Div., Mid-America Baptist Theological Seminary; M.L.S., Vanderbilt U. D. Thomas Hanks, Jr., Ph.D., Professor of English and Master Teacher. Terry M. Roller, M.F.A., Professor of Art. (1981-2004)B.A., Columbia Bible College; B.D., Southwestern Baptist Theological Seminary; Ph.D., Baylor U. Ralph C. Wood, Professor of Theology and Literature (1998-2021)B.A., East Texas State U.; M.A., ibid; M.A., U. of Chicago; Ph.D., ibid. Postdoctoral Associate- Epigenetics and Nuclear Organization Carolyn A. Backus, D.M.A., Professor of Vocal Studies. However, payments from CREF and TIAA variable annuities are not guaranteed and the payment amounts will rise or fall depending on investment returns. For help and advice, call us anytime at800-842-2252. As for income options, annuities offer you the opportunity for lifetime income with or without guaranteed payments for a fixed time period*. Your plan may distribute your entire balance if the value does not exceed $2,000. (1986-2000)B.A., Baylor U.; J.D.,ibid. A Baylor login is required to access the forms and documents listed below. (1994-2017)A.B., George Washington U.; M.A., U. of California, Berkeley; Ph.D.,ibid. (1977-2018)B.S., Jacksonville State U.; M.A., U. of Alabama, Birmingham; Ph.D., U. of Alabama. Fees and expenses have always been part of a retirement savings plan-some fees are associated with the administration of the plan and may be covered by your employer, while others are paid by you based on the specific investments and services you choose. Located in the heart of the world's largest medical center (Texas Medical Center), Baylor is affiliated . The overarching hypothesis of the Baylor College of Medicine - Rice University SRP is that maternal exposure to PAHs, which are present in Superfund sites, increases the risk of PTBs and incrementally . All persons holding a current Baylor College of Medicine academic appointment (medical, graduate, and postdoctoral students, residents, fellows, staff, and faculty, etc.) ; Ph.D.,ibid. There are a number of important differences between mutual funds and annuities when they are offered under a retirement plan. ; Ph.D., U. of Texas. (1996-2012)B.A., Samford U.; B.D., Southern Baptist Theological Seminary; Ph.D., Vanderbilt U. John F. Tanner, Ph.D., Professor of Marketing. America's fourth largest city is a great place to live, work and play. Password: Use 6 to 20 letters, numbers and/or special characters, Baylor College of Medicine 403(b) Tax Deferred Investment Plan, Baylor College of Medicine 401(a) Retirement Plan, Enrolling is fast and easy: Simply select. (1987-2013)B.S., U. of Oklahoma; M.S.,ibid. Linda F. Garner, Ph.D., Professor of Nursing. You can also contact us online. ; Ph.D., Iowa State U. Jerry Waltman, Ph.D., The R. W. Morrison Professor of Political Science (2003-2020)B.A. Bill T. Adams, Ph.D., Professor of Physics. Pittsburgh Theological Seminary; Ph.D., Ohio U. Charles J. Delaney, Associate Professor of Finance, Insurance, and Real Estate. Consider adding annuities1 to your retirement plan so you can create a foundation of guaranteed monthly income for life when you stop working. Don Greene, Professor of Geosciences (1979-2022)B.S, Texas A&M Commerce; M.S., U. of Oklahoma; Ph.D., ibid. A mutual fund is a pool of securities, such as stocks and bonds, managed by an investment company. W. C. Williams, Ph.D., Professor of Educational Psychology. View your investment options with TIAA here. (1975-1991)B.S., Baylor U.; M.S., Texas Woman's U.; Ph.D.,ibid. Any guarantees under annuities issued by TIAA are subject to TIAA's claims-paying ability. Gary W. Hull, Ph.D., Associate Professor of History. Take advantage of it. ; M.B.A., ibid. For more information about the terms of your individual contract, contact your plan sponsor or financial advisor. Larry J. Browning, Ed.D., Professor of Curriculum and Instruction. Baylor College of Medicine fosters diversity among its students, trainees, faculty, and staff as a prerequisite to accomplishing our institutional mission and setting standards for excellence in training healthcare providers and biomedical scientists, promoting scientific innovation, and providing patient-centered care. Paul Z. Kemp, M.F.A., Professor of Art. (1985-2005)B.S., Southern Methodist U.; M.S.,ibid., Ph.D.,ibid. Mary A. Booras, M.A., Associate Professor of Speech Communication. The Baylor College of Medicine Archives mission is to preserve the history of Baylor College of Medicine and its predecessors the Fort Worth Medical Department and Baylor University College of Medicine (BUCM) in both Dallas and Houston. Buford Randall Jean, Ph.D., Professor of Electrical and Computer Engineering. Frank H. Mathis, Ph.D., Professor of Mathematics. TIAA-CREF Life Insurance Company is domiciled in New York, NY with its principal place of business in New York, NY. Most employers require you to save a certain amount before they will match it when they do, its all extra money! (1985-2005)B.B.A., U. of Texas; M.B.A., U. of North Texas; Ph.D., U. of Arkansas, Fayetteville. Consult an attorney or tax professional regarding your specific situation. (1997-2020)B.A. (1964-1966; 1969-4985)B.A., San Bernardino State College; B.S., U. of California at Los Angeles; M.S.,ibid. If you are an eligible classification, you automatically become a participant in the Plan when you reach age 18 and have completed 1 hour . ; Ph.D., ibid. Baylor College of Medicine | Insights - TIAA William K. Ghee, Ph.D., Professor of Finance and Insurance. Pre-Medicine. Roger E. Kirk, Ph.D., Distinguished Professor of Psychology and Statistics and Master Teacher. Studying biology at Baylor is a journey that will give you a new perspective on the world. You can choose to receive income for a set period of two to 30 years, depending on the terms of our contract and your plan's rules (and not to exceed your life expectancy). (2003-2021). (1969-2011)B.S., U. of Texas, El Paso; M.M., U. of North Texas. Dr. (1988-2001)B.S., U. of Texas; M.S., Oklahoma State U.; Ph.D.,ibid. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Your right to a lump-sum distribution from your TIAA Traditional Account may be restricted to taking periodic payments under the terms of the contract. The personalized services used most often are: In addition, for more information on fees and investments, refer to "Mutual Funds and In-Plan Annuities" via TIAA.org/performanceOpens in a new window which is a good source for additional plan and investment-related information.

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